We recognise that there are downsides in working with a single investment house or in employing permanent in-house investment managers. We retain ultimate flexibility for our clients by working with external investment managers, selected for their outstanding abilities.
This has several advantages:
We can select the very best investment managers from across the globe
Managers can be changed at short notice if we have lost confidence in them, without any costs or inconvenience to our clients
It gives our clients an opportunity to diversify their investments by spreading their money across funds managed by different managers with different styles
James has been my Financial adviser for the last 6 years. He listens carefully to his clients’ goals and provides balanced, solid advice. He follows up rapidly to requests, and is proactive in offering recommendations when appropriate – for example, changes in the financial markets or in personal situations. I would definitely recommend him.
Our Global Reach
Responding to your individual needs
Our personalised approach means we get to know you and your hopes and concerns for your wealth. We don’t just look at your financial portfolio. We work with you to ensure you can generate an income that supports you and your family now and in retirement. We help you to pass on your wealth to future generations and fulfil other ambitions from personal legacies to philanthropy. We also adapt to your evolving needs – your priorities and the world around you may change and your investments need to reflect this.
Investing your Wealth
We offer industry-leading expertise in managing and investing your wealth. Your fully qualified Wealth and Investment Manager will act as your gateway to our award-winning portfolio management team, tailor-made investment products and additional services from our third-party partners.
Our clients come from a variety of backgrounds and their investment goals can vary considerably. At Alpha Global Wealth, we understand that every one of our clients is different and we respond to your needs to help you preserve and grow your wealth.
Please bear in mind that all investment carries risk. Investments can fall in value and you may get back less than you invested.
Advisory Services
Alpha Global Access helps you to control your investment portfolio with the right level of advice every step of the way. Whether you are an experienced investor or new to investing, we can give you the appropriate level of advice.
Advisory investment service
The advisory investment service helps you to construct and manage your own portfolio. This service could be suitable for you if you want to make your own decisions based on our investment advice. You have complete control of your portfolio, and can feel confident that you understand the rationale and risks involved in any investments you make.
With the advisory investment service, you benefit from access to:
Investment advice tailored to your needs
Alerts to investment opportunities and updates on trends and themes
Some of the best product providers across the globe
Alpha Global Wealth’s global research capabilities and rigorous due diligence
Financial planning experts
Restricted advice service
With our restricted advice service, we take much of the research and thinking off your hands. We advise and make investment recommendations for you after we have assessed your needs. At the heart of this service is your Wealth and Investment Manager who provides ongoing guidance and takes into account your personal circumstances, objectives and risk profile.
We offer advice on limited types of products which we offer from a limited number of companies. You may ask us for a list of the companies and products on which we offer advice. All investments can fall in value as well as rise, so you might not get back what you originally invested.
Investment Products
Our investment products range from traditional equity and bond funds to hedge funds, commodities, income-producing structured products and real estate.
At Alpha Global Access we see investments as part of your overall life plan. We’ll work with you to develop the right portfolio for your future goals and give you an unparalleled insight into how your money is performing. All investments can fall in value as well as rise, so you might not get back what you originally invested.
Traditional Funds
Traditional funds are mutual funds that pool your money with that of other investors. There are funds that invest in all kinds of assets – from stocks and shares to bank deposits, bonds and equity funds. There are funds to suit almost every goal and options for short, medium and long-term investments. Traditional funds offer a simple and flexible way to diversify your investments and form an excellent base for your portfolio.
No need to manage your own investments
Traditional funds are ideal if you don’t have the time or inclination to manage your own investments directly. Experienced investment professionals manage the funds and make decisions on your behalf. They will also re-balance the portfolio to ensure you remain within your risk tolerance.
Access to leading fund managers
The global reach of Alpha Global Access’ investment partners gives you access to some of the best managers and funds around the world.
Performance monitoring
Alpha Global Access carefully monitors all of our traditional funds to ensure they meet the strictest performance criteria. We meet and assess the portfolio managers and all key personnel involved in running the fund.
As with all investments, traditional funds can fall in value as well as rise. You may get back less than you invested.
Multi-manager and Discretionary Manager
Access some of the world’s finest investment managers in a single fund. We can help you diversify your portfolio, get consistent returns and spread risk by using a range of investment managers with different strengths and approaches.
Your portfolio might include a wide range of assets, including non-traditional asset classes such as emerging markets. You can choose from five investment strategies, each with a different mix of asset classes to match your ambitions and your attitude to risk. All our strategies are available in four currencies: British Sterling, US Dollars, Euros and Swiss Francs.
Expert support
Our expert analysts select the right investment managers and assets for your financial goals and your risk profile. Some of the world’s leading investment managers will work for you, including managers who aren’t normally available to individuals. We regularly monitor the performance of every investment manager and will suggest a change if they are no longer the best option for you.
Potentially tax-efficient
There is no tax payable on capital gains realised from the disposal of assets held within a fund though there will be a tax charge on gains realised on your disposal of units you hold in the fund itself. You need to bear in mind that tax rules can change and whether they benefit you will depend on your individual circumstances.
Please bear in mind that these funds are medium to long term investments (five years or more). All investments can fall in value as well as rise, so you might not get back what you originally invested.
Equity and Fixed Income Funds
Choose one or more single asset or investment funds to strategically build a specialist tailored portfolio. We offer a wide range of specialist equity and fixed income funds. Each fund focuses on a geographical area or asset class. All our funds are available in four currencies: British Sterling, US Dollars, Euros and Swiss Francs.
World-leading investment managers
Our equity and fixed income funds give our clients access to world-leading investment managers, some of which are not normally available to individual investors. We carefully select investment managers based on their expertise in a specific market or asset class. We also choose managers not just for their experience and ability, but also for their investment styles as we look to ensure their approach will complement that of others in the portfolio.
Global equity funds
Our equity funds are focused on geographical areas such as the Europe, Japan or the US. According to the investment strategy you develop, this will allow you to spread your investments across the world.
Fixed-income funds
Our fixed income funds focus on different asset classes, enabling you to diversify your investment strategy. For example – inflation linked bonds, high yield or currencies.
All investments can fall in value as well as rise, so you might not get back what you originally invested.
Beta
Build a portfolio of globally diversified Index Funds collected into a single managed fund. Our Beta fund aims at reliable long-term returns while keeping your investment costs low. All our funds are available in four currencies: British Sterling, US Dollars, Euros and Swiss Francs.
Index Funds are more consistent and cost-effective
An Index Fund, Tracker or ETF represents a portfolio of shares or bonds in a particular market or index, for example the FTSE 100 or S&P 500. Index Funds are unlikely to beat the market but they are very likely to match it. This means that your returns are more likely to be consistent and reliable. Index Funds are also more cost-effective as management time is reduced and there is less paperwork.
All investments can fall in value as well as rise, so you might not get back what you originally invested.
Structured Products
Structured products are investments which allow you to focus on a particular asset or market view. They can often provide enhanced returns and/or income and help diversify directional risk in portfolios of traditional assets.
About structured products
Structured products enable you to obtain exposure on a specific underlying investment of your choice, in line with your investment goals and risk tolerance. They can generate income on a quarterly, semi-annual or annual basis whilst offering high levels of capital protection.
Extensive market access
At Alpha Global Access, we provide access to a wide range of assets and indexes through our structured products including:
Equities and indices such as the FTSE 100 and the Halifax house price index
Interest rates – bringing forward anticipated or potential rises in rates
Single equities (and baskets of shares)
Commodities – including forward contracts e.g. precious metals, crude oil
Currencies (Forex – FX)
Tailored investment
Through our online platform, we can create your own tailored investment note with the world’s leading banking institutions based on your specific requirements.
Customised risk/return
Structured products enable you to pinpoint specific views on financial markets and establish payoff profiles that can deliver impressive returns coupled with tailored levels of protection to suit most investor appetites to risk. Thus structured products can offer varying degrees of exposure to the performance of an underlying asset, as well as diverse ways of delivering returns and controlling risk to capital. Structured products’ potential returns and repayments of capital are usually linked to asset’s performance during a fixed term, typically, three to six years.
Hedging
If our clients have inherent or directional exposure to a particular market or asset we can help structure a derivative contract to help insure against potential adverse movements.
Access to more than 15 counterparties
Alpha Global Wealth has access to more than 15 Issuing Banks. We take great care in selecting these Banks and our selection process means we can offer you competitive pricing as well as quality service and innovation.
Structured products are most often delivered via a special type of corporate bond issued by financial institutions and are thus dependent on those institutions to meet their liabilities (i.e. remain solvent). Structured products may be ‘cashed-in’ before the end of their natural term, which can be advantageous, however investors may also get back less than invested.
